MAKNUNI, JAUHARIL. “Optimalization of Artificial Intelligence in Finansialku Application As a Personal Finance Management System (PFMS) to Improve Students’ Financial Literacy in the Finance and Banking Program at Nusantara Academy”. Cendana International Conference on Social and Technology, vol. 2, no. 1, Dec. 2025, pp. 131-6, doi:10.56473/cicost2025pp131-136.