MAKNUNI, J. 2025. Optimalization of Artificial Intelligence in Finansialku Application as a Personal Finance Management System (PFMS) to Improve Students’ Financial Literacy in the Finance and Banking Program at Nusantara Academy. Cendana International Conference on Social and Technology. 2, 1 (Dec. 2025), 131–136. DOI:https://doi.org/10.56473/cicost2025pp131-136.