Convenience Perception and Risk Perception on the Decision to Use Gopay QRIS Payment in Manhattan Urban Market Medan

Abstract

This study aims to test the influence of the perception of convenience and risk perception on the decision to use Qris Gopay payment in Manhattan Urban Market Medan. Research Method, Population is a generalization area consisting of objects and subjects that have certain quantities and characteristics that are applied by the researcher to be studied and then drawn conclusions (Sugiyono, Research Method, 2001). Research Results Based on the results of the multiple linear regression analysis test, the value of constant (a) was obtained of 12,430; (X1) by 0.183; and (X2) of 0.403 so that the multiple linear regression equation Y = 12.430 + 0.183 X1 + 0.403 X2 + e is obtained. So it can be concluded that the Perception of Convenience and Risk Perception variables have an influence on the Decision to Use, the Perception of Convenience variable has a positive and significant influence on the Decision to Use Qris Go-pay in the City of Medan, meaning that the value of the Perception of Convenience encourages the Decision to Use the Decision., the Risk Perception variable has a positive and significant influence on the Decision to Use Qris Go-pay in the City of Medan,  This means that the Risk Perception that exists in the Risk Perception encourages the use of the Decision to Use.